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This insurance is underwritten by Certain Underwriters of Lloyd's of London and therefore provides a level of security only available from one of the world's leading Insurance organizations.

                                                         HOUSEHOLD CONTENTS INSURANCE

With the current rapid growth in the market for second homes in Spain, we here at
Insurance Consultants International, in association with Besso Limited (one of the
leading Lloyd's Brokers), have developed a plan especially designed for the new (or existing) property owner - just the policy for the busy owner of a home in sunny Spain !
This insurance is designed for the owner who only needs Contents Insurance - which includes
an option to cover losses caused by accidental damage - and all claims are handled
                                                                                 in English !

                                                                               YOUR COVER

We'll cover the contents of your holiday home (including garden furniture in the open*) for
either €10,000 or €20,000 (your choice - but take into account the cost of replacing everything
in the event of a disaster ! ) against loss or damage from specific causes , including

• fire, theft, storm, lightning and flood

• escape of water from fixed water tanks, apparatus or pipes

• accidental damage to televisions, satellite decoders and other specified electronic equipment

• your legal responsibility as a tenant for loss or damage to the buildings caused by specified causes, or the cost of repairing accidental damage to certain sewers, pipes and cables which you are legally responsible for as tenant only

• Malicious damage.

• Replacement locks in case of loss of keys.

• Liability to the Public - cover up to €500,000

* you must be in residence at the time of loss

You just pay the first  €50 of any claim.

                                                                            YOUR OPTIONS

You can choose the basic cover, or you can opt to cover your possessions against accidental
damage - as well as all the other risks included in the basic package. If the property is let/rented to members of the public and you wish to cover Accidental Damage cover does not apply whilst the property is let or rented unless you have elected for this cover, but please note that the maximum letting period will be limited to 21 consecutive days.
Cover for Option A refers to properties which are a permanent residence, and Option B for properties which are holiday homes.

                                                                              PREMIUMS
                                                                             Basic Cover

Sum Insured                                    Option Al                                       Option B1
€10.000                                            €75.00                                           €82.00
€20.000                                            €111.00                                        €127.00

                                                         Cover including Accidental Damage

Sum Insured                                    Option A2                                     Option B2
€10.000                                            €106.00                                        €149.00
€20.000                                            €156.00                                        €174.00

                                             Cover including Accidental Damage whilst let or rented

Sum Insured                                    Option A3                                    Option B3
€10.000                                             €176.00                                      €219.00
€20.000                                             €226.00                                      €244.00

                                             All Premiums shown include all local Spanish Taxes

               for further information, or to contract a policy, contact Links at 0034 959 479 576

                                                        








 
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Tel:(+34) 959 479 576 Fax: (+34) 959 479 577 E-mail: info@linkscostadelaluz.com
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